The average long-term U.S. mortgage rates have risen to 3.76%. These rates are still incredibly low based on historical records; however, with the economy still in a recession and with the average American household owing approximately $15,950 in credit card debt, many households are having a hard time paying off their mortgage, or lien, every month. Some homeowners have even taken out a second mortgage in order to have the funds needed to pay off other debts.
Read More
If you're one of the millions of individuals affected by President Obama's November 20, 2014 executive action on immigration, you may be wondering how quickly you can begin to realize some of the benefits of this order. Although some such benefits are set to roll out as quickly as February 2015, this order is currently under attack by Congress and, if they are successful, some benefits may immediately cease. Read on to learn more about the potential congressional challenges to this action, and how they might affect your residency status.
Read More
Within the past few weeks, your vehicle was rear-ended by another driver. You had some neck pain for a while, but you didn't think it was serious. Now, however, you've developed significant low back pain and you believe it was because of the accident. Is that possible? Yes, people do develop lower back pain long after a rear-end collision occurs. You may want to consult a lawyer about obtaining financial compensation if you need medical treatment.
Read More
Being self-employed puts a lot on your plate. Sick days are often lost at your own expense and paid holidays can only occur when you've saved up enough money. If you get seriously injured or hurt while working, the only way to financially get by is with workers compensation. Even if you're self-employed, there are multiple ways to achieve this compensation, including preventative measures to help in the first place.
Read More
If you've chosen to expand your family through adoption, you are likely already aware of some of the financial barriers to this process. Whether you're adopting an infant or an older child, from the U.S. or a foreign land, you can be expected to pay legal fees, travel expenses, and sometimes even the medical expenses of the birth mother. However, there may also be some financial benefits of adoption (in addition to the priceless emotional benefits).
Read More
